No stress. No surprises. Just keys.

MEET KIMBERLY

Work with me if you want clarity, speed, and a partner who treats your loan like it’s my own. I’m trustworthy because I don’t sell—I explain. I’m reliable because I don’t guess—I plan. And I meet deliverables because I don’t wait—I stay ahead.

LOCAL ROOTS

Born and raised in the Bay Area, I come from a family of entrepreneurs who talk real estate at the dinner table—so yes, our family gatherings come with cap rates.  I married into it too: my husband of 20 years comes from a family of real estate developers. When I’m not mapping your best loan strategy, I’m traveling with him, listening to great music, and soaking up time with family..

WHY WORK WITH KIMBERLY?

30+ years in the trenches: I’ve seen every market cycle—and I prepare you for all of them.

Education first: You’ll understand your numbers before you ever see a rate quote.

On-time, every time: Clear timelines, proactive check-ins, zero drama at closing.

No surprises: Upfront on costs, docs, and what underwriters actually care about.

Agent-friendly: I keep deals moving and everyone informed—so contracts don’t fall apart.

Renovation-savvy: From fixer-uppers to long-term plans, I map financing to your goals.

Client-for-life mindset: Refi strategy, equity checks, and guidance well after you get the keys.

Hear from our friends.

  • Having worked with Kimberly for over a decade, I can confidently say she is an exceptional mortgage professional. Her prompt responsiveness, ability to quickly assess client needs, and clear guidance on the best loan options set her apart. Kimberly and her team consistently deliver a seamless and stress-free loan process, earning the trust of the numerous clients I’ve referred to her. Highly recommended!

    - Robin Maes, Keller Williams VIP Properties

  • I deeply appreciate Loan Processor’s Kimberly for making my loan process smooth and stress-free. Her professionalism, responsiveness, and expertise were invaluable. She went above and beyond to resolve my supplemental tax issue quickly and clearly explained every step. I highly recommend her dedicated service to anyone needing loan assistance.

    - Aster Ghebreslasie

  • Having worked closely with Kimberly for over a decade, I can confidently say she is one of the most reliable and talented professionals in the industry. When I owned my own mortgage company in the early 2000s, I understood firsthand how demanding this field is, and Kimberly consistently surpasses expectations. Her extensive knowledge, exceptional communication skills, commanding presence, engaging personality, and unwavering determination set her apart. We've closed numerous deals together, some of which were highly challenging, yet Kimberly always delivers outstanding results. Her dedication and expertise are invaluable, and I wholeheartedly recommend her. I honestly don’t know what I would do without her.

    - -Robert Moore, Realty ONE Group

  • After living overseas for two years, I wasn’t sure if I was ready to buy another home. But I did know who to call to help me make an informed decision – Kimberly Silverman! This is my second home purchase with Kimberly, and I cannot say enough how great it was to work with such an experienced Mortgage Loan Officer, well-versed in the industry and a phenomenal negotiator. She ensured I had a good understanding of my options, as well as the risks associated with each, to enable me to make an informed decision. Kimberly and her assistant, Gina Navarro, consistently provided timely responses, requests, and updates through my purchase process. Couldn’t have picked a better team for my new home purchase!

    - Alexis Pickins 

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